Multichain protocol
for fixed terms liquidity
Orderbook to match requests
Efficiently matching lend & borrow
orders for assets and time periods
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Orderbook to match requests
Flexible loan
terms management
Follow the market terms or take control into own hands
Lend or borrow funds based on market rates to achieve investment goals faster:
  • The protocol will accurately calculate the current market’s prevailing rate
  • At this rate, your borrow or lend request will be executed instantly
Set out the exact lend or borrow terms and put money to work in a certain way:
  • Indicate the exact rate and maturity period for your lend or borrow
  • OrderBook will match you with an appropriate counterparty
Added convenience for retail investors
  • Return deposit at any time
    Liquidity providers can buy back lent funds before maturity. You’ll get funds back but acquire zero interest.
    Return deposit at any time
  • Automated lend/borrow system
    Configure your lend and borrow requests to reroll automatically after the maturity
    Automated lend/borrow system
Cross-collateral loan
Cover debts with multiple assets in your portfolio, even the lent out ones
  • Borrow one
    type of asset
    Borrow one type of asset
  • Pay back with
    other assets
    Pay back with other assets
Risk management
A robust risk management system that guarantees the return of funds to lenders
Determines how risky the loan is based on the current value of assets in portfolio
Initial Loan-to-Value
Shows the collateral assets value which must be obtained in case of a portfolio liquidation
Reset Loan-to-Value
Shows the Loan-to-Value ratio at which a portfolio will be liquidated
Critical Loan-to-Value
Assets from liquidated portfolios are sold at a discounted rate based on position amount
Liquidation discount
Margin trading
Unlock higher leverage and open short/long positions
Select an asset to borrow from the list of available APY assets
Borrow the available stablecoin and buy the target asset through the built-in DEX
Open margin positions using the leverage based on cross-collateral
APY nodes maintain the protocol
Nodes are central to the protocol’s system.
They ensure its efficient operation via:
  • Keeping the OrderBook up-to-date
  • Updating assets prices from oracles feed
  • Fulfilling reroll calls for automated orders
To maintain the protocol, nodes are required to stake APY tokens
For sustaining the protocol’s operations, nodes receive rewards in APY tokens
APY Token
  • Add/Remove assets to the protocol
  • Change risk parameters of assets
  • Bounty programs
  • Liquidity incentives program
  • Protocol fees changes
  • Reduce fees for trading on DEX
  • Reduce fees for lend/borrow assets
  • Staking
Launch app